New Jersey & Surrounding Region · Since 1998
Field intelligence that underwriters trust.
The Sterling Group delivers accurate, photo-documented insurance inspections, property appraisals, and risk consulting for the carriers, MGAs, lenders, and attorneys who depend on getting it right the first time.
- Photo-documented & QC-reviewed
- On-site · Drone · Virtual · Self-inspect
- USPAP · NFPA · OSHA · EPA · DOT
- Operating since 1998
- USPAP-Compliant Appraisals
- Every Property Type
- Quality-Controlled Reports
What We Do
One firm, three connected disciplines
From the first field visit to the final defensible report, Sterling covers the full arc of property risk — so you can order inspections, valuations, and consulting from a single accountable partner.
Inspections & Loss Control
Photo-documented underwriting surveys and loss control reports across commercial and personal lines — built to give underwriters confidence.
- Insurance Inspections & Underwriting
- Commercial Loss Control Surveys
- Residential Loss Control Surveys
Risk & Safety Consulting
Turning field findings into action — practical, compliant safety and loss-prevention programs grounded in NFPA, OSHA, EPA, and DOT standards.
- Risk Management Consulting
- Workers' Comp Loss Control
- Safety Program Design & Training
All Services
Eight specialized service lines
Each links to its own detailed page. Built from the way carriers, lenders, and counsel actually order work.
Inspections
Insurance Inspections & Underwriting Surveys
Photo-documented commercial & personal-line surveys for carriers, MGAs, and program administrators.
Inspections
Commercial Loss Control Surveys
Specialized risk surveys tailored to each property type — office, industrial, hospitality, vacant & more.
Inspections
Residential Loss Control Surveys
Interior & exterior personal-lines surveys with full property profiles and hazard scoring.
Appraisals
Building Valuations & Replacement Cost
Insurance replacement-cost estimates using Marshall Swift / Boeckh data to eliminate co-insurance gaps.
Flexible by Design
Inspection methods that fit your workflow
Order the approach that matches the risk, the timeline, and the budget — every method ends with a reviewed, photo-supported report.
On-Site Field Inspections
Virtual Inspections
Telephone Verification
Photo-Only Reports
Who We Serve
Built for the professionals who carry the risk
Insurance Carriers & MGAs
Underwriting surveys, loss control, and replacement-cost valuations across commercial and personal lines.
Lenders & Investors
Defensible commercial and residential appraisals for financing, acquisition, and disposition decisions.
Property Owners & Managers
Pre-listing valuations, coverage-adequacy checks, and building valuations to avoid being underinsured.
Public Entities & Government
Independent valuations, safety compliance, and risk consulting for municipalities and public agencies.
Why Sterling
Reports built to hold up — in underwriting and in court
For more than 25 years, carriers and counsel have relied on Sterling because the work is thorough, the documentation is complete, and it arrives when it was promised.
Photo-documented, every time
Complete visual evidence supports every finding — nothing taken on faith.
Quality-controlled before delivery
Every report is reviewed by our QC team for accuracy and completeness.
Delivered on time
Predictable turnaround you can build an underwriting or closing schedule around.
25+
How We Work
A disciplined process, applied to every assignment
Scope
Confirm property type, coverage line, intended use, and the right inspection or valuation method.
Assign
Match a qualified field professional to the property, jurisdiction, and risk complexity.
QC Review
Our quality control team verifies accuracy, completeness, and compliance before anything ships.
Deliver
A clear, digital, fully-supported report — on time, formatted for your workflow.
Regional Depth
Deep local knowledge across New Jersey & the surrounding region
Local expertise is the whole point — surveyors and appraisers who know the markets, the building stock, and the exposures of the territory they cover.
1998
Serving Clients Since
4
Specialized Service Lines
4+
Inspection Methods
100%
QC-Reviewed Reports
Request Service
Order an assignment or request a quote
Tell us the property, the coverage line, and the timeline. We’ll confirm scope and turnaround before any work begins — no surprises.
Phone
(732) 407-9903
bmielko@thesterlinggrp.net
Service Area
New Jersey & the surrounding region
We typically respond within one business day.