New Jersey & Surrounding Region · Since 1998
Field intelligence that underwriters trust.
The Sterling Group delivers accurate, photo-documented insurance inspections, property appraisals, and risk consulting for the carriers, MGAs, lenders, and attorneys who depend on getting it right the first time.
- Photo-documented & QC-reviewed
- On-site · Drone · Virtual · Self-inspect
- USPAP · NFPA · OSHA · EPA · DOT
- Operating since 1998
- USPAP-Compliant Appraisals
- Every Property Type
- Quality-Controlled Reports
What We Do
One firm, three connected disciplines
From the first field visit to the final defensible report, Sterling covers the full arc of property risk — so you can order inspections, valuations, and consulting from a single accountable partner.
Inspections & Loss Control
Photo-documented underwriting surveys and loss control reports across commercial and personal lines — built to give underwriters confidence.
- Insurance Inspections & Underwriting
- Commercial Loss Control Surveys
- Residential Loss Control Surveys
Appraisals & Valuations
Independent, certified valuations and replacement-cost estimates — credible and defensible for lending, litigation, and insurance.
- Commercial Appraisal Services
- Residential Appraisal Services
- Building & Replacement Cost
Risk & Safety Consulting
Turning field findings into action — practical, compliant safety and loss-prevention programs grounded in NFPA, OSHA, EPA, and DOT standards.
- Risk Management Consulting
- Workers' Comp Loss Control
- Safety Program Design & Training
All Services
Eight specialized service lines
Each links to its own detailed page. Built from the way carriers, lenders, and counsel actually order work.
Inspections
Insurance Inspections & Underwriting Surveys
Photo-documented commercial & personal-line surveys for carriers, MGAs, and program administrators.
Inspections
Commercial Loss Control Surveys
Specialized risk surveys tailored to each property type — office, industrial, hospitality, vacant & more.
Inspections
Residential Loss Control Surveys
Interior & exterior personal-lines surveys with full property profiles and hazard scoring.
Appraisals
Commercial Appraisal Services
Certified valuations across office, industrial, retail, hospitality, multi-family & special-purpose assets.
Appraisals
Residential Appraisal Services
USPAP-compliant home valuations for lenders, homeowners, attorneys & estate administrators.
Appraisals
Building Valuations & Replacement Cost
Insurance replacement-cost estimates using Marshall Swift / Boeckh data to eliminate co-insurance gaps.
Consulting
Risk Management Consulting
Safety engineering, compliance guidance & loss-prevention programs across many industries.
Consulting
Workers' Compensation Loss Control
On-site workplace assessments and safety programs that reduce claim frequency and severity.
Flexible by Design
Inspection methods that fit your workflow
Order the approach that matches the risk, the timeline, and the budget — every method ends with a reviewed, photo-supported report.
On-Site Field Inspections
Drone Property Surveys
Virtual Inspections
Telephone Verification
Self-Inspection Programs
Photo-Only Reports
Who We Serve
Built for the professionals who carry the risk
Insurance Carriers & MGAs
Underwriting surveys, loss control, and replacement-cost valuations across commercial and personal lines.
Lenders & Investors
Defensible commercial and residential appraisals for financing, acquisition, and disposition decisions.
Attorneys & Counsel
Defensible commercial and residential appraisals for financing, acquisition, and disposition decisions.
Property Owners & Managers
Pre-listing valuations, coverage-adequacy checks, and building valuations to avoid being underinsured.
Public Entities & Government
Independent valuations, safety compliance, and risk consulting for municipalities and public agencies.
Employers & Risk Managers
Workers’ comp loss control, safety program design, and OSHA / NFPA compliance guidance.